Your dedication to helping others is a true reflection of Advocis' motto, non solis nobis, "Not for ourselves alone
Your dedication towards fundraising for Cystic Fibrosis Canada and also, providing legal and financial consultation to parents of children with disabilities, deserves to be recognized. It is residents like you that inspire other fellow residents to take leadership roles.
Fred brings honesty, compassion and an unparalleled level of commitment to assisting special needs families. He uses his expertise to create strategic plans which bring financial security and peace of mind to his clients.
Fred is unique in his understanding of the needs of parents who have children with disabilities and his ability to consider and access the options and resources that can be utilized in planning for the family’s financial well being
On a great article that only half describes how wonderful you truly are… Fred you are what all Canadians strive to be and otherwise look to for leadership, a humanitarian and a hero. I am so glad to know you… is all I can say and Thank you!
Learn how to secure your family's financial future and support your loved ones with special needs or acquired injury. Our team of specialists will guide you through the process of setting up a Henson Trust and help you make confident decisions for your family.Read article
Create an estate plan with our expert team to secure your legacy, provide for your loved ones, minimize taxes, and ensure business continuity. Don't leave anything to chance – gain peace of mind today by planning your personal and financial affairs.Read article
20,000+ individuals have created a lasting legacy for themselves and their loved ones with the assistance of Fred Ryall & Associates
Understand the purpose of a trust fund and how it works
Getting started with a trust fund
A trust fund that meets yours needs & goals
Advantages of having a trust fund
What is a Henson trust?
A Henson trust is an absolute discretionary trust. The corner stone to estate plan. As, testimentary trust, it is created at time of death. In addition, it is an exempt asset from ODSP perspective. One of the very best estate planning tools we have
Will I have enough money for my special needs child if I predecease him/her?
It all depends, using our STAS (Support Turstee Advisory Service), it will determine how much you will need to set aside in ESCROW.
How can you assist us when we apply for the ODSP benefits?
Once all the information is gathered, we accompany the client to meet the case worker from ODSP to discuss and begin the process
Fred C. Ryall
CA, CPA ,MTax
Susan J. Hyatt
BSc (PT) MBA
LLB , CLU , CFP , TEP
J.D, TEP, HBA
Lisa C. Sticht-Maksymec
B.A (Hons.), LL.B
B.A., LL. B.
LL.B., LL.M., TEP
EPC., RDSP Specialist
CEO of Novum Financial - Benefit Consultant
CLU, ChFC, EPC, FLMI
B.Sc, B.Ed, H.Ed, CLU, CHS, & EPC
M.Sc., CLU, Ch.F.G