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Aside from protecting disability benefits, there are other advantages associated with the use of a Henson Trust. First, RDSP’s have a contribution limit of $200,000. A Henson Trust may make sense if a dependent child inherits more than $200,000 from a deceased parents’s RRSP, RRIF or RPP. A maximum of $200,000 can be rolled over to an RDSP and the remaining inheritance can be transferred to the trust allowing the inheritance to be...

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