Testimonials

Your dedication to helping others is a true reflection of Advocis' motto, non solis nobis, "Not for ourselves alone

Greg Pollock President and CEO Advocis Canada

Your dedication towards fundraising for Cystic Fibrosis Canada and also, providing legal and financial consultation to parents of children with disabilities, deserves to be recognized. It is residents like you that inspire other fellow residents to take leadership roles.

Ron Starr City of Mississauga Councillor Ward 6

Fred brings honesty, compassion and an unparalleled level of commitment to assisting special needs families. He uses his expertise to create strategic plans which bring financial security and peace of mind to his clients.

Karen Yolevski Basman Smith LLPa

Fred is unique in his understanding of the needs of parents who have children with disabilities and his ability to consider and access the options and resources that can be utilized in planning for the family’s financial well being

Craig Ross Pallet Valo LLP

On a great article that only half describes how wonderful you truly are… Fred you are what all Canadians strive to be and otherwise look to for leadership, a humanitarian and a hero. I am so glad to know you… is all I can say and Thank you!

— Maureen Adamson CEO and President Cystic Fibrosis Canada

Special needs/ acquired injury planning

Learn how to secure your family's financial future and support your loved ones with special needs or acquired injury. Our team of specialists will guide you through the process of setting up a Henson Trust and help you make confident decisions for your family.

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Estate Planning

Create an estate plan with our expert team to secure your legacy, provide for your loved ones, minimize taxes, and ensure business continuity. Don't leave anything to chance – gain peace of mind today by planning your personal and financial affairs.

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20,000+ individuals have created a lasting legacy for themselves and their loved ones with the assistance of Fred Ryall & Associates

  • Understand the purpose of a trust fund and how it works

  • Getting started with a trust fund

  • A trust fund that meets yours needs & goals

  • Advantages of having a trust fund

Frequently Asked Questions (FAQ)

What is a Henson trust?

A Henson trust is an absolute discretionary trust. The corner stone to estate plan. As, testimentary trust, it is created at time of death. In addition, it is an exempt asset from ODSP perspective. One of the very best estate planning tools we have

Will I have enough money for my special needs child if I predecease him/her?

It all depends, using our STAS (Support Turstee Advisory Service), it will determine how much you will need to set aside in ESCROW.

How can you assist us when we apply for the ODSP benefits?

Once all the information is gathered, we accompany the client to meet the case worker from ODSP to discuss and begin the process

Our Team

Fred C. Ryall

Fred C. Ryall

RHU CHS

Kevin Wong

Kevin Wong

CA, CPA ,MTax

Susan J. Hyatt

Susan J. Hyatt

BSc (PT) MBA

Suzanna Winsborough

Suzanna Winsborough

LLB , CLU , CFP , TEP

Kavina Nagrani

Kavina Nagrani

J.D, TEP, HBA

Kiran Gill

Kiran Gill

B.A, LL.B

Lisa C. Sticht Maksymec

Lisa C. Sticht-Maksymec

B.A, LL.B

Craig

Craig Ross

B.A (Hons.), LL.B

Sabrina Gismondi

Sabrina Gismondi

JD

Gosha Sekhon

Gosha Sekhon

B.A., LL. B.

Shruthi Raman

Shruthi Raman

LL.B., LL.M., TEP

Ken White

Ken White

EPC., RDSP Specialist

Peter Curtis

Peter Curtis

DTC Specialist

Jana Nickels

Jana Nickels

CEO of Novum Financial - Benefit Consultant

Jim Kennedy

Jim Kennedy

CLU, ChFC, EPC, FLMI

Shehnaz Hussain

Shehnaz Hussain

B.Sc, B.Ed, H.Ed, CLU, CHS, & EPC

Christine Joly

Christine Joly

CFP, CLU

Atiya Ashan

Atiya Ashan

M.Sc., CLU, Ch.F.G

Sarah Fenwick

Sarah Fenwick

Mortgage Broker